Borrowings
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Short-term loans
As of
| Lender | UPB (million yen) |
Interest rate (p.a.) (%) |
Drawdown date |
Repayment - due date |
Term | Fixed or floating |
|---|---|---|---|---|---|---|
| Total | 0 | |||||
Long-term loans
As of 31 March 2024
| Lender | UPB (million yen) |
Interest rate (p.a.) (%) |
Drawdown date |
Repayment - due date |
Term | Fixed or floating |
|---|---|---|---|---|---|---|
| MUFG Bank, Ltd. | 2,300 | Bank base rate (JBA 1-month Japanese Yen TIBOR) + 0.22 (*1) |
28 Apr. 20232023/4/28 |
30 Sep. 20242024/9/30 |
1.4 years |
Floating rate |
| Development Bank of Japan Inc. | 5,000 | 0.75558 | 29 Sep. 20172017/9/29 |
30 Sep. 20242024/9/30 |
7.0 years |
Fixed rate |
| MUFG Bank, Ltd. | 500 | 0.41940 | 30 Sep. 20192019/9/30 |
30 Sep. 20242024/9/30 |
5.0 years |
Fixed rate |
| MUFG Bank, Ltd. | 1,200 | Bank base rate (JBA 1-month Japanese Yen TIBOR) + 0.22 (*1) |
28 Apr. 20232023/4/28 |
31 Oct. 20242024/10/31 |
1.5 years |
Floating rate |
| Development Bank of Japan Inc. | 3,500 | 0.79131 | 28 Feb. 20182018/2/28 |
31 Mar. 20252025/3/31 |
7.1 years |
Fixed rate |
| MUFG Bank, Ltd. The Iyo Bank, Ltd. The Nanto Bank, Ltd. Sompo Japan Insurance Inc. |
4,000 | 0.52268 | 31 Mar. 20202020/3/31 |
31 Mar. 20252025/3/31 |
5.0 years |
Fixed rate |
| MUFG Bank, Ltd. The Hyakugo Bank, Ltd. |
3,000 | 0.48947 | 30 Sep. 20192019/9/30 |
30 Sep. 20252025/9/30 |
6.0 years |
Fixed rate |
| The Bank of Fukuoka, Ltd. The Nishi-Nippon City Bank, Ltd. The Ashikaga Bank, Ltd. The Joyo Bank, Ltd. Daishi Hokuetsu Bank, Ltd. Tokio Marine & Nichido Fire Insurance Co., Ltd. |
3,000 | 0.47318 | 31 Mar. 20222022/3/31 |
30 Sep. 20252025/9/30 |
3.5 years |
Fixed rate |
| MUFG Bank, Ltd. | 200 | Bank base rate (JBA 1-month Japanese Yen TIBOR) + 0.21 (*1) |
28 Apr. 20232023/4/28 |
31 Mar. 20262026/3/31 |
2.9 years |
Floating rate |
| MUFG Bank, Ltd. Sumitomo Mitsui Banking Corp. The Bank of Fukuoka, Ltd. The 77 Bank, Ltd. The Nishi-Nippon City Bank, Ltd. |
4,750 | Bank base rate (JBA 1-month Japanese Yen TIBOR) + 0.31 *1) |
31 Mar. 20212021/3/31 |
31 Mar. 20262026/3/31 |
5.0 years |
Floating rate |
| MUFG Bank, Ltd. |
200 | 0.53000 | 31 Mar. 20232023/3/31 |
31 Mar. 20262026/3/31 |
3.0 years |
Fixed rate |
| The Bank of Fukuoka, Ltd. The 77 Bank, Ltd. The Joyo Bank, Ltd. The Yamagata Bank, Ltd. |
1,200 | 0.52125 | 28 Apr. 20232023/4/28 |
30 Apr. 20262026/4/30 |
3.0 years |
Fixed rate |
| MUFG Bank, Ltd. Development Bank of Japan Inc. Sumitomo Mitsui Banking Corp. The Iyo Bank, Ltd. ORIX Bank Corp. |
4,000 | 0.56580 | 30 Sep. 20192019/9/30 |
30 Sep. 20262026/9/30 |
7.0 years |
Fixed rate |
Development Bank of Japan Inc. The Bank of Fukuoka, Ltd. The Nanto Bank, Ltd. The Ashikaga Bank, Ltd. The 77 Bank, Ltd. |
2,100 | 0.70750 | 29 Sep. 20232023/9/29 |
30 Sep. 20262026/9/30 |
3.0 years |
Fixed rate |
| MUFG Bank, Ltd. Development Bank of Japan Inc. Sumitomo Mitsui Banking Corp. Meiji Yasuda Life Insurance Co. The Norinchukin Bank |
5,000 | 0.74394 | 29 Mar. 20192019/3/29 |
31 Mar. 20272027/3/31 |
8.0 years |
Fixed rate |
| MUFG Bank, Ltd. Sumitomo Mitsui Banking Corp. The Bank of Fukuoka, Ltd. |
3,000 | 0.64971 | 30 Sep. 20192019/9/30 |
30 Sep. 20272027/9/30 |
8.0 years |
Fixed rate |
| MUFG Bank, Ltd. | 1,000 | 0.62875 | 31 Mar. 20222022/3/31 |
30 Sep. 20272027/9/30 |
5.5 years |
Fixed rate |
| The Iyo Bank, Ltd. The Hyakugo Bank, Ltd. The Nanto Bank, Ltd. The Yamagata Bank, Ltd. |
2,000 | 0.65875 | 31 Mar. 20222022/3/31 |
30 Sep. 20272027/9/30 |
5.5 years |
Fixed rate |
| MUFG Bank, Ltd. Meiji Yasuda Life Insurance Co. The Norinchukin Bank |
5,000 | 0.73035 | 31 Mar. 20202020/3/31 |
31 Mar. 20282028/3/31 |
8.0 years |
Fixed rate |
| MUFG Bank, Ltd. |
2,600 | Bank base rate (JBA 1-month Japanese Yen TIBOR) + 0.31 (*1) |
31 Mar. 20232023/3/31 |
31 Mar. 20282028/3/31 |
5.0 years |
Floating rate |
| The Norinchukin Bank |
1,950 | Bank base rate (JBA 1-month Japanese Yen TIBOR) + 0.30 (*1) |
31 Mar. 20232023/3/31 |
31 Mar. 20282028/3/31 |
5.0 years |
Floating rate |
| MUFG Bank, Ltd. |
2,500 | For the first 3 years:Bank base rate (JBA 1-month Japanese Yen TIBOR) + 0.64 (*1)(*2) For the 4th year and beyond:0.99 (Fixed rate) |
29 Sep. 20232023/9/29 |
29 Sep. 20282028/9/29 |
5.0 years |
Floating rate |
| Sumitomo Mitsui Banking Corp. |
400 | Bank base rate (JBA 1-month Japanese Yen TIBOR) + 0.31 (*1)(*2) |
29 Sep. 20232023/9/29 |
29 Sep. 20282028/9/29 |
5.0 years |
Floating rate |
| MUFG Bank, Ltd. Development Bank of Japan Inc. Meiji Yasuda Life Insurance Co. |
2,500 | 0.65991 | 30 Sep. 20202020/9/30 |
30 Mar. 20292029/3/30 |
8.5 years |
Fixed rate |
| MUFG Bank, Ltd. |
2,000 | For the first 3 years: Bank base rate (JBA 1-month Japanese Yen TIBOR) + 0.61 (*1) (*３) (Floating rate) For the 4th year and beyond:0.96% (Fixed rate) |
29 Mar. 20242024/3/29 |
30 Mar. 20292029/3/30 |
5.0 years |
Floating rate |
| Development Bank of Japan Inc. The Bank of Fukuoka, Ltd. |
3,000 | 0.97125 | 29 Mar. 20242024/3/29 |
30 Mar. 20292029/3/30 |
5.0 years |
Fixed rate |
MUFG Bank, Ltd. |
2,500 | 1.18625 | 29 Mar. 20242024/3/29 |
31 Mar. 20312031/3/31 |
7.0 years |
Fixed rate |
| Meiji Yasuda Life Insurance Co. |
2,500 | 1.20625 | 29 Mar. 20242024/3/29 |
31 Mar. 20312031/3/31 |
7.0 years |
Fixed rate |
| MUFG Bank, Ltd. Development Bank of Japan Inc. Meiji Yasuda Life Insurance Co. |
3,000 | 0.82485 | 30 Sep. 20192019/9/30 |
28 Sep. 20292029/9/28 |
10.0 years |
Fixed rate |
| MUFG Bank, Ltd. | 3,000 | 0.95875 | 30 Sep. 20222022/9/30 |
28 Sep. 20292029/9/28 |
7.0 years |
Fixed rate |
| Meiji Yasuda Life Insurance Co. The Bank of Fukuoka, Ltd. The Iyo Bank, Ltd. |
2,000 | 0.98875 | 30 Sep. 20222022/9/30 |
28 Sep. 20292029/9/28 |
7.0 years |
Fixed rate |
| MUFG Bank, Ltd. | 300 | 1.09125 | 28 Apr. 20232023/4/28 |
30 Apr. 20312031/4/30 |
8.0 years |
Fixed rate |
| Meiji Yasuda Life Insurance Co. | 300 | 1.12125 | 28 Apr. 20232023/4/28 |
30 Apr. 20312031/4/30 |
8.0 years |
Fixed rate |
| Total loans | 79,500 | |||||
- As to JBA Japanese Yen TIBOR, please refer to the website of General Incorporated Association JBA TIBOR Administration (http://www.jbatibor.or.jp/english/).
- Interest shall be paid on the end of each month, and the first interest payment date is the end of October 2023. The base interest rate applicable to the calculation period of interest payable on each interest payment date shall be JBA 1-month Japanese Yen TIBOR as of two business days prior to the previous interest payment date.
- Interest shall be paid on the end of each month, and the first interest payment date is the end of April 2024. The base interest rate applicable to the calculation period of interest payable on each interest payment date shall be JBA 1-month Japanese Yen TIBOR as of two business days prior to the previous interest payment date.
Balance by lender
As of 31 March 2024
| Lender | Type of relationship | UPB (million yen) |
Share (%) |
|---|---|---|---|
| MUFG Bank, Ltd.(Note) | Sponsors | 29,700 | 39.1 |
| Development Bank of Japan Inc. | Other financial institutions | 13,400 | 17.6 |
| Meiji Yasuda Life Insurance Co. | Sponsors | 7,300 | 9.6 |
| The Bank of Fukuoka, Ltd. | Other financial institutions | 4,575 | 6.0 |
| The Norinchukin Bank | Other financial institutions | 4,550 | 6.0 |
| Sumitomo Mitsui Banking Corp. | Other financial institutions | 3,275 | 4.3 |
| The Iyo Bank, Ltd. | Shareholders of the asset manager other than sponsors |
2,300 | 3.0 |
| The Hyakugo Bank, Ltd. | Shareholders of the asset manager other than sponsors |
1,500 | 2.0 |
| The Nishi-Nippon City Bank, Ltd. | Other financial institutions | 1,500 | 2.0 |
| The Nanto Bank, Ltd. | Shareholders of the asset manager other than sponsors |
1,300 | 1.7 |
| The 77 Bank, Ltd. | Other financial institutions | 1,300 | 1.7 |
| ORIX Bank Corp. | Other financial institutions | 1,000 | 1.3 |
| The Ashikaga Bank, Ltd. | Shareholders of the asset manager other than sponsors |
900 | 1.2 |
| The Joyo Bank, Ltd. | Shareholders of the asset manager other than sponsors |
800 | 1.1 |
| Sompo Japan Insurance Inc. | Shareholders of the asset manager other than sponsors |
800 | 1.1 |
| The Yamagata Bank, Ltd. | Shareholders of the asset manager other than sponsors |
800 | 1.1 |
| Daishi Hokuetsu Bank, Ltd. | Other financial institutions | 500 | 0.7 |
| Tokio Marine & Nichido Fire Insurance Co., Ltd. | Other financial institutions | 500 | 0.7 |
| Total | 76,000 | 100.0 | |